Terms and Conditions Effective Date: 8/27/24

1. Introduction

Welcome to [Your Company Name] ("we," "our," "us"). These Terms and Conditions ("Terms") govern your use of our services and website located at https://financialbuildingsolutions.com/ ("Website"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

2. Services

We provide services designed to assist you in improving your credit profile. Our services include, but are not limited to, reviewing your credit reports, identifying inaccuracies, and disputing errors with credit bureaus on your behalf.

3. No Guarantee of Results

While we strive to provide the best possible service, we cannot guarantee any specific outcome or improvement in your credit score. Improving credit is a process that can take time, and results may vary based on individual circumstances.

4. Fees and Payment

You agree to pay the fees associated with our services as outlined on our Website or in your service agreement. Fees may include one-time setup fees, monthly service fees, or fees for specific actions taken on your behalf. Payments are due as specified in the agreement, and failure to make timely payments may result in the suspension or termination of services.

5. User Responsibilities

Accurate Information: You agree to provide accurate, current, and complete information to us as required for the provision of our services.

Cooperation: You agree to cooperate with us, including providing necessary documentation and responding promptly to our communications.

Legal Use: You agree not to use our services for any unlawful purpose or in violation of any applicable laws or regulations.

6. Privacy Policy

Your use of our services is also governed by our Privacy Policy, which can be found at [Privacy Policy URL]. By using our services, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy.

7. Intellectual Property

All content, trademarks, logos, and other intellectual property on our Website are the property of Financial Building Solutions LLC or its licensors. You may not use any of our intellectual property without our prior written consent.

8. Disclaimers

No Financial or Legal Advice: Our services are intended to assist with improving your credit profile and do not constitute financial or legal advice. You should seek independent advice from a qualified professional if you have financial or legal concerns.As-Is Basis: Our services are provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the services, including but not limited to, any implied warranties of merchantability or fitness for a particular purpose.

9. Limitation of Liability

To the maximum extent permitted by law, [Your Company Name] shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with the use of our services or Website, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold [Your Company Name], its affiliates, and their respective officers, directors, employees, and agents harmless from any claims, damages, liabilities, and expenses (including legal fees) arising out of your use of our services or any violation of these Terms.

11. Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without cause or notice, including for any violation of these Terms.

12. Amendments

We reserve the right to amend these Terms at any time. Any changes will be effective immediately upon posting on our Website. Your continued use of our services after any changes constitutes your acceptance of the new Terms.

If you have any questions about these Terms, please contact us.